Send money to Pakistan from other Gulf countries
Send SAR to other currencies
How to work out the true cost of a SAR → PKR transfer
Most people compare fees and ignore the rate, but on a 1,000 SAR transfer a 2% rate margin costs 20 SAR — usually far more than the fee. Always check the provider's rate against the mid-market rate shown above at the moment you send.
About this corridor
Pakistan's Roshan Digital Account and the Pakistan Remittance Initiative (PRI) mean banks and licensed exchange houses often offer a government-backed incentive on formal channel transfers. Avoid hundi/hawala: it is illegal and offers no recourse.
The Saudi riyal is pegged to USD 1 = SAR 3.75, so the SAR/PKR rate is effectively the USD/PKR rate divided by 3.75. Indicative mid-market rate used if live data is unavailable: 1 SAR = 74.67 PKR (2026-10-19).
Quick reference (mid-market, indicative)
| SAR | PKR |
|---|---|
| 100 | 7,466.67 |
| 500 | 37,333.33 |
| 1,000 | 74,666.67 |
| 2,000 | 149,333.33 |
| 5,000 | 373,333.33 |
| 10,000 | 746,666.67 |
Frequently asked questions
What is the SAR to PKR exchange rate today?
The calculator loads today's mid-market rate when the page opens (indicatively 1 SAR ≈ 74.67 PKR). The mid-market rate is the midpoint between buy and sell prices on the currency markets — the rate you see on Google or XE — and no provider gives you exactly this rate; they add a margin.
How much is 1,000 SAR in PKR?
At the indicative mid-market rate, 1,000 SAR ≈ 74,666.67 PKR. What you actually receive depends on your provider's rate margin and fee — enter them in the calculator to see the real amount.
What is the cheapest way to send money from Saudi Arabia to Pakistan?
Compare the total cost: (mid-market rate − provider rate) × amount + transfer fee. Exchange houses and apps are usually cheapest for small cash-pickup amounts; fintech transfer services and bank-to-bank apps are usually cheapest for larger amounts to bank accounts. Banks' own international transfers are almost always the most expensive once the rate margin is counted.
Why is the rate I am offered lower than the rate on Google?
Google shows the mid-market rate. Providers make money by offering you a slightly worse rate (the margin or spread), typically 0.5–1% for fintechs and exchange houses and 2–4% for banks, on top of any fixed fee.
Is money sent to Pakistan taxed?
Personal remittances to family in Pakistan are generally not taxed on receipt. Some countries actually pay an incentive on formal-channel transfers — see the corridor notes above.
When is the best time to send SAR to PKR?
The Saudi riyal is pegged to the US dollar, so the SAR/PKR rate moves with USD/PKR. Watch the dollar: when the Pakistani rupee weakens against the dollar you get more PKR per SAR. Rate alerts in most transfer apps let you send automatically at a target rate.
What documents do I need to send money?
In Saudi Arabia you need your Emirates ID / national ID / iqama / civil ID (as applicable) and, for larger or regular transfers, proof of income such as a salary certificate. Transfers are reported under anti-money-laundering rules; this is routine.